Winter's Almost Here - Easy Ways to Keep Your Auto Insurance From ...

by Anthony Peck

When winter comes you're going to have enough extra expenses weighing down your checking account. You don't need your auto insurance adding to the pressure! Believe it or not, there are hundreds, if not thousands of people out there that watch their auto insurance rates climb every winter. Why? Because Old Man Winter likes to have the last laugh! Here are some easy tips to help you keep your car, your finances and your auto insurance intact until spring.

1) Make sure your liability auto insurance is going to be able to pick up the mess if you are in an accident this winter. Every state has its own policies when it comes to minimum levels of auto insurance, but they all have one thing in common-just enough is almost never enough. Most experts recommend that you carry a minimum of $100,000 per person and $300,000 in bodily injury and $100,000 in property damage insurance.

Just in case.

2) Do you have collision and comprehensive auto insurance coverage on your car? If not, now's the time to pick it up. Liability will take care of the damages to the other vehicles involved in the accident, but it's not going to do anything for your car. Wildlife have their own opinion of where your car ought to be (and where they ought to be riding). Icicles still obey the laws of gravity, and slick, icy roads spell disaster from the word "go".

Since none of these damages are covered by your liability you're going to be left holding the bill while you try to come up with the money and/or financing to buy another car. Nobody wants to be without wheels that long! Comprehensive and/or collision auto insurance coverage will pick up the slack and get you back on the road in a flash.

3) How are your winter driving skills? If you've been living up north for a while you're probably used to the challenges of winter driving, but when it only snows one week out of the year there's no reason to put a whole lot of thought into cold weather driving. When you're out on the roads in inclement weather make sure you slow down, give yourself extra following distance and accelerate more slowly than you normally would.

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SMITH v. SMITH

14.07.10

SMITH v. SMITH

DEBORAH SMITH, Plaintiff-Respondent,
v.
DEAN SMITH, Defendant-Appellant.

No. A-5381-08T3.

Superior Court of New Jersey, Appellate Division.

Submitted May 10, 2010.

Decided July 13, 2010.

Louis, Stolfe & Zeigler, attorneys for appellant (Abigale M. Stolfe, on the brief).

Lucas & McGoughran, attorneys for respondent (Timothy F. McGoughran and Thomas W. Madden, on the brief).

Before Judges Lisa, Baxter and Alvarez.

PER CURIAM.

Defendant Dean Smith appeals the June 5, 2009 order awarding child support and other financial relief, including counsel fees, to plaintiff Deborah Smith. For the reasons that follow, we remand the matter for a plenary hearing as to child support, reverse as to the effective date of the child support order, and affirm the award of counsel fees.

Plaintiff and defendant, who signed a property settlement agreement (PSA) and divorced on December 21, 2005, have two children, ages twelve and nine. Their divorce judgment incorporated the PSA.

Source: Leagle.com